1. Managing financial liability 

Eighty percent of long-term care is provided for free. On average, America’s unpaid caregivers spend more than $5,500 annually out of pocket on their loved one’s needs.

Medicare only goes so far even in best-case situations, and the financial responsibility of providing long-term necessities such as a ramp, ongoing therapy, a special bed and medication often lands solely on the caregiver’s shoulders.

"Learning the ins and outs of healthcare is no simple task."

2. Balancing work and family 

Sixty percent of caregivers are also employed, and they often have to make workplace accommodations like arriving late, leaving early, or using vacation or unpaid time off to care for their loved one. It is not uncommon for a person to be forced to quit their job or retire early in order to be a full-time caregiver. It’s an exhausting balance trying to do a good job at work while taking care of themselves and their children, as well as the special care recipient.

3. Navigating the systems 

Learning the ins and outs of healthcare is no simple task. First, a caregiver must figure out how to get the quality medical care their loved one needs.

Second, they must also fill the non-medical but equally essential needs such as arranging transportation to and from an appointment.